Blue Cross Blue Shield Dentist Worcester

Learn More About the Benefits of Blue Cross Blue Shield

A man at the dentist

With a vast network of nearly 116 million members nationwide, Blue Cross Blue Shield has been providing valuable medical and dental coverage since 1929. Today, it is one of the top dental insurance companies in the United States, saving members money while protecting their beautiful smiles. At Burncoat Family Dental, we’re pleased to be in-network with Blue Cross Blue Shield dental insurance in Worcester, allowing us to provide our patients with the lowest rates possible when they use their plan with us.

Blue Cross Blue Shield Coverage Availability & Fees

A dental insurance claim form

With Blue Cross Blue Shield dental insurance, your PPO plan may be accepted at both in-network and out-of-network dentists, however you’ll save more of your hard-earned money when you choose a Blue Cross Blue Shield dentist in Worcester.

The majority of PPO plans follow a similar setup:

  • 100% of the cost for two exams & cleanings each year.
  • 80% of the cost for “minor procedures.”
  • 50% of the cost for “major procedures.”

Please note that the exact definition “major” and “minor” procedures may vary from dentist to dentist, so be sure review the details of your plan before agreeing to any treatment. Furthermore, your PPO plan may also be subject to the following:

  • A deductible – This is the amount of money you’ll owe out of pocket before your dental insurance coverage will begin. In most cases, exams, cleanings, and X-rays are not included in your deductible.
  • An annual maximum – This is the maximum amount of coverage Blue Cross Blue Shield will pay every year and is typically presented in a specific dollar amount.
  • A waiting period – This is the amount of time Blue Cross Blue Shield will delay your benefits before they’re fully active. Typically, this is only a few weeks from the date of enrollment; however, it can vary, so be sure to check the details of your plan. Typically waiting periods do not apply to exams and cleanings.

For HMO plans, you must select an in-network dentist and will only receive benefits when you do. You may also be required to select a primary care dentist. However, HMO plans typically have perks like lower premiums, no annual maximum, no deductibles, and lower, fixed copays. In most cases, they’re better suited to patients who aren’t anticipating needing any major dental treatments.

The Benefits of Seeing an In-Network Dentist

A man smiling at his dental appointment

There are many benefits to seeing a Blue Cross, Blue Shield dentist in Worcester. At Burncoat Family Dental, we are pleased to assist you with understanding the terms of your coverage, and we’ll even file your dental insurance claims on your behalf.  When you use your Blue Cross Blue Shield coverage with us, you’ll also enjoy the most amount of coverage available in your plan, saving you money on routine and restorative oral health care for you and your family.  If you’d like to learn more about what your plan entitles you to or get an estimate of the cost of an upcoming treatment, don’t hesitate to contact us today with your Blue Cross Blue Shield insurance information and we’ll be happy to help!